1. Acceptance of These Terms
By accessing or using Investusca.com, you agree to follow these Terms of Use, the Privacy Policy, and the Cookie & Advertising Notice. If you do not agree, please stop using the relevant pages.
2. Content and Scope
The site and North America Living Notes provide general educational, research, and reading materials. They are not legal, tax, investment, insurance, immigration, real-estate brokerage, or admissions advice, and they do not create a professional-client relationship.
Laws, policies, tax rates, market conditions, and school rules can change. Before making a decision, verify information for your circumstances with a licensed attorney, CPA, insurance broker, registered investment professional, real-estate agent, or other qualified adviser.
3. Intellectual Property and Permitted Use
The site's text, structure, cover designs, graphics, trademarks, code, and other content belong to Investusca.com or the applicable rights holder and are protected by copyright, trademark, and other intellectual-property laws.
You may access the site for personal, non-commercial reading. Without written permission, you may not copy, scrape in bulk, mirror, resell, adapt, republish, use the content to train a dataset, or otherwise reuse a handbook in full. Fair quotations should retain the source and must not imply an affiliation or authorization that does not exist.
4. External Links, Ads, and Partnerships
The site may contain third-party websites, advertisements, affiliate links, or partnership content. Third-party pages are operated by their owners; a link or advertisement does not mean we guarantee its accuracy, suitability, or results. Paid partnerships, sponsorships, and affiliate relationships will be disclosed clearly where appropriate.
5. Feedback and User Submissions
When sending content through a feedback form or email, make sure you have the necessary rights and do not submit passwords, identification documents, account credentials, or unnecessary sensitive information. You allow us to use the submission to reply, review, improve the service, and address security issues; a feedback email is not automatically added to a marketing list.
6. Availability and Liability
We work to keep the content clear, available, and current, but we do not promise that the site will always be uninterrupted, error-free, or suitable for a particular purpose. To the extent permitted by law, we are not liable for indirect losses arising from reliance on site content, external links, advertisements, or temporary site unavailability.
These Terms do not exclude liability that applicable law does not allow us to exclude or limit rights that consumers have under applicable law.
7. Updates and Contact
We may update these Terms when features, content, or legal requirements change. The updated version will be posted on this page. For questions about these Terms, copyright, or partnership permissions, email hello@bellefar.com.